Vetsmedicover Pet Insurance Review. 

The VetsMediCover Pet Insurance Plan offers a very high level of cover for your cat or dog throughout its lifetime. The pet insurance policy pays for vets fees only with no peripheral covers other than public liability.

Uniquely as no other pet insurer seems to offer this with their pet insurance. There is only one premium for dogs and one for cats.  VetsMediCover charge the same price for all eligible breeds, irrespective of age or postcode.  Since there is only one price, £28.00 per month for a dog, £17.00 per month for a cat, there is no longwinded quotation process when youi buy online.  

Providing that there are no clinical signs of these diseases when you take out the policy they will cover your pet for any hereditary or congenital diseases.

Your pet will be covered for veterinary dental treatment providing that your pet has received a dental (health) check from a vet within the last twelve months.

The policy provides up to £10,000 per annum for payment of vet fees or complementary treatment i.e. hydrotherapy, physiotherapy and osteopathy.  Conventional policies, if they offer the cover,  usually limit complementary treatment to £750 per annum. There is no inner limit for omplementary treatment with VetsMediCover. 

The most important feature of VetsMediCover is life long cover, provided the policy is renewed each year.  Many pet insurers only offer annual contracts, so the policy may lapse, just when you need it.

Lifelong - cover provides peace of mind for pet owners concerned about their pet developing a long term or recurring illness. VetsMediCover pay up to £10,000, year after year.  Lifelong cover means that your pet is covered for certain conditions for its whole life, covering conditions such as diabetes that require treatment from your vet for an extended period of time. Some policies limit the amount of money or time that you can claim for any named illness or injury. The vetsmedicover plan however  offers an indiscriminate £10,000 per annum to be spent on any necessary veterinary treatment for every year that you continue to use their product; this is lifelong cover.

One price.  Any eligible breed of dog for only £28 per month or cat for £17 per month.  No age load.  £10,000 veterinary fees per annum with lifelong cover.

There are a number of 'select breeds' which are identified by pet insurance companies as breeds which incite higher veterinary costs than other breeds, in the same way that some dogs cost more to feed. Therefore if you have what is considered to be a select breed dog, your insurance will incur a supplementary insurance premium. These breeds are: Beauceron, Bernese Mountain Dog, Bulldog, Deerhound, Dogue de Bordeaux, Estrela Mountain Dog, Great Dane, Irish Wolfhound, Leonberger, All Mastiff Breeds, Newfoundland, Old English Sheepdog, Pyrenean Mountain Dog, Rottweiler and St Bernard. To insure one of these dogs is £43 per month.

Petsmedicover pet insurance cannot insure dogs used for guarding, coursing, racing or registered under the Dangerous Dogs' Act like Pit Bull Terriers, Dogo Argentinos, Perro De Presa Canarios, Japanese Tosas or Fila Brasileiros.