Virgin Climate Change ISA News and Review

March 2012 - The Virgin Climate Change ISA invests in specially selected businesses (predominantly in the UK and Europe) who aim to drive outstanding profit growth and have a lighter environmental footprint.

Virgin Climate Change ISA Review

The Virgin Climate Change ISA is an investment ISA so is an opportunity to shelter more funds legally from the tax man if you have utilised your cash ISA allowance.  

Virgin Climate Change ISA – The ISA that saves more than just tax

The fund looks to grow your money over the long term by investing in specially selected companies who combine the potential for profit growth with a lighter environmental footprint.

You can invest up to £11,280 this year tax-efficiently through a Virgin ISA.

You can also invest by transferring ISAs from other providers into the fund, or switching any Virgin ISA investments you may have into the fund.

Invest by phone, online, or by post.

You can pay in lump sums from £100 (your first lump sum must be at least £500). Or you can set up regular monthly payments, from £50 upwards.

You can stop, start or change your payments at any time without penalty.

24 hour online service lets you keep track of your investment, make payments online, and change payments and other details.

We write twice a year to let you know how your investment is doing, or you can check your value 24/7 online or by calling our valuation line.

No notice periods – you can get at your money whenever you want.

Virgin charge an annual management fee of 1.75%.There may also be a performance related fee, which will only be applied if we outperform agreed benchmarks.

The Virgin Climate Change Fund is an actively managed fund and carries more risk than, for example, a Tracker Fund. Please remember stock market investments can go down as well as up, your capital is at risk and you may not get back all you invest. This is a medium to long term investment and you should be prepared to invest for at least five years. The value of the tax treatment you receive depends on your personal circumstances which may change in the future.

ISA LIMITS 2011/2012 TAX YEAR

For 2011/12 the maximum you can invest in a stocks and shares ISA is £11,280. The maximum you can invest in a cash ISA in this tax year is £5,340. You can choose to invest the entire allowance in a stocks and shares ISA or you could split it between a cash ISA and a stocks and shares ISA. For example, £4,280 in a cash ISA and £7,000 in a stocks and shares ISA or £5,640 in a cash ISA and £5,640 in a stocks and shares ISA.